The Healthgram benefit plan option is designed to bring equality, simplicity, and sustainability to the American healthcare system and to offer an alternative to high deductible plan options. A cornerstone of this plan is to restore a solid relationship between patients and their chosen primary care physicians.
Healthgram is now available to self-insured employers with 50 or more employees. The plan offers significant benefits to members, employers, and healthcare providers.
MEMBERS WIN because Healthgram has minimal copayments with NO coinsurance and NO deductibles. The plan provides freedom of choice and eliminates pre-existing condition limitations. This gives patients the ability and security to seek care when they need it. A dedicated Healthgram patient advocacy team will assist members with their healthcare needs.
EMPLOYERS WIN because they now have greater control over their healthcare costs through a better understanding of how their healthcare dollars are being spent. They will have access to all of Healthgram's cost-saving tools, including a complete benefit package, strong patient advocacy, and superior claim service.
HEALTHCARE PROVIDERS WIN because the platform enhances the patient-doctor relationship. By employers agreeing to a uniform plan of benefits, this healthcare solution is easier to manage. Healthgram delivers freedom of choice, which eliminates the bureaucracy caused by in- and out-of-network contracts and other barriers that inflate administrative costs. Our simplified plan design leads to accurate, transparent, and prompt reimbursement.
Healthgram emphasizes wellness and prevention by encouraging every member to establish a relationship with a primary care physician. Patients have access to Healthgram's secure online Personal Health Record (PHR) where they can access their medical claim and prescription drug data. The PHR also archives patients' medical histories and test results, and provides access to a library of health articles, videos, and online tools.
The use of Healthgram's resources can improve a patient's health literacy and ability to comply with prescribed treatment regimens. As a result, patients are able to make informed choices, which lead to healthier lives.